Legal liability of insured for any wrongful act (errors, omission, negligence, breach of duty, breach of trust) upto agreed limit.
Cost and expenses.

Important Exclusions:
Contractual liability unless such liability would have attached notwithstanding such express warranty.
Employer’s liability.
Product liability.
Fines and Penalties.

Libel and slander.
Dishonesty of employees.
Loss of documents.

Other Points:

The professions where this policy is common are:

Chartered Accountants
Medical Practitioners (Medical Malpractice Insurance)
Consulting Engineers.
Premium will depend upon the type of profession, limit of liability chosen, experience of the insured and employees, number of employees, turnover and claims experience.

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